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CMCA IL
CMCA IL
181
Real Estate & Planning
Professional
03/21/2014

Additional Real Estate & Planning Flashcards

 


 

Cards

Term
Minutes
Definition
This document records the decisions made during the meeting and provides a permanent public record of positions and actions taken by the board.
Term
Bylaws
Definition
Formally adopted governing regulations for the administration and management of a community association.
Term
CC & Rs (Covenants, Conditions & Restrictions)
Definition
The governing documents that dictate how the homeowners association operates and what rules the owners—and their tenants and guests —must obey. Legally enforceable unless a specific provision conflicts with federal, state or local laws.
Term
Community association
Definition
A group of owners who wish to provide a communal basis for preserving, maintaining, and enhancing their homes and property.
Term
Condominium
Definition
A living unit fully owned by an individual with an undivided interest in the common elements of the community.
Term
Cooperative
Definition
Wherein an individual owns stock or membership and holds a proprietary lease or occupancy agreement for his or her living unit.
Term
Governing documents
Definition
Documents which provide for the legal structure and operation of the community
Term
Indemnification
Definition
To exempt an individual or entity from responsibility for claims made against the organization and to reimburse the individual or entity for damages or expenses incurred as a result of such claims
Term
Master association
Definition
An organization of homeowners in a large condominium or planned unit development (PUD) which includes representatives from other, smaller homeowner organizations.
Term
Mixed use development
Definition
A development which is designed to mix two or more "uses" of land together
Term
Declaration
Definition
A term used interchangeably with CC & Rs.
Term
Articles of incorporation
Definition
A document to bring the corporation into existence, define its basic purposes and powers, indicate whether stock will be issued, and indicate whether there will be a board of directors
Term
Planned community
Definition
A community association type where an owner owns his or her lot and/or living unit and the community owns any common areas
Term
Proprietary lease
Definition
A rental agreement between a cooperative housing corporation and a share holder allowing use of a certain unit in the premises
Term
Public offering statement
Definition
A disclosure statement prepared by a developer that contains all material facts about a property offered for sale and that must be provided to a prospective purchaser in accordance with applicable state or federal law.
Term
Resolution
Definition
A motion that follows a set format and is formally adopted by the board of directors
Term
Statute
Definition
A formal written enactment of a legislative authority that governs a country, state, city or county.
Term
Umbrella association
Definition
A cluster of community association types that can include aspects of homeowners associations, condominiums and cooperatives.
Term
Ad hoc committee
Definition
A committee used on a short-term basis when an objective needs consideration and no standing committee within the organization can absorb that issue into its scope.
Term
Board liaison system
Definition
When directors are assigned to certain committees to guide the committee on Board policy and procedures and to report back to the Board.
Term
Business judgment rule
Definition
If a board has exercised reasonable business judgment in making a decision, a court will generally not consider the board negligent in its fiduciary duty, nor substitute its judgment for that of the board.
Term
Fiduciary duty
Definition
Requires directors to act in the best interests and for the benefit of the corporation, thus the community as a whole. Components require that members 1) avoid conflicts of interest and acting out of self-interest; and 2) act as reasonable people in managing the association’s affairs.
Term
Ethics
Definition
The specific choices to be made by an individual in his or her relationships with others.
Term
Professional ethics
Definition
The rules or standards that govern the conduct of members of a profession.
Term
Management audit
Definition
A review of governing documents and existing policies and procedures, current condition of the property, owner/resident satisfaction, and fiscal operations.
Term
Management plan
Definition
A statement of goals and objectives approved by the board which includes the yearly cycle of tasks that management should perform on the community association’s behalf.
Term
Standing committee
Definition
Committees which have a continued existence and are not related to the accomplishment of a specific, once-only task.
Term
Alternative dispute resolution
Definition
Mediation, arbitration and other ways of resolving conflicts with the help of a specially trained neutral third party without the need for a formal trial or hearing.
Term
Due process procedure
Definition
A formal process designed to protect the rights of all parties involved.
Term
Hearing notice
Definition
A written notice to an alleged violator that a hearing will be held to consider his or her alleged violation.
Term
Hierarchy of authority
Definition
State that rules and architectural guidelines may not contradict or be in conflict with the legal sources that take precedence over them.
Term
Rule
Definition
A specific statement of required behavior whose violation carries a penalty (sometimes called a sanction).
Term
Assessment
Definition
The owner’s financial obligation to the community association during a given period of time.
Term
Baseline funding
Definition
A funding strategy whose goal is to keep the reserve cash balance above zero.
Term
Chart of accounts
Definition
An organized list of titles, descriptions and assigned numbers of all accounts in an organization’s general ledger.
Term
Discretionary budget line items
Definition
Items based on owner, board and committee desires.
Term
Expenses
Definition
The cost of goods and services used to operate and maintain the community’s property.
Term
FHA - Federal Housing Administration
Definition
A government agency which regulates and influences such items as the amount of insurance a community association must carry, procedures for financial operations and requirements for the upkeep of property.
Term
Federal Housing Administration (FHA)
Definition
A government agency which buys mortgages from lenders and in doing so require certain types of insurance to be in place.
Term
Federal National Mortgage Association (FNMA)
Definition
Federally established secondary mortgage institution that may set requirements that your community association will have to meet if owners are to participate in their financing programs.
Term
Full funding
Definition
A funding strategy whose goal is to attain and maintain the reserves at or near 100 percent as called for on the component inventory.
Term
Historical trend budgeting
Definition
A budgeting method that begins with the assumption that existing line items are needed, and the amount of funds allotted to each during the current year is adjusted for expected changes in the coming year.
Term
Major improvement expenses
Definition
Expenses consisting of items that are not necessarily required, but are added to improve the overall welfare, safety or life of the residents—or to enhance the value of the community association as reflected in the resale value of units.
Term
Operating budget
Definition
The section of a budget devoted to operating activities includes operating expenses and major improvement expenses—but not the replacement fund.
Term
Operating expenses
Definition
Those items that occur on a regular basis—day to day, week to week, month to month, and year to year.
Term
Replacement fund
Definition
Funds put aside (in reserve) for the replacement of major components of a community’s common property.
Term
Reserve cash flow statement
Definition
Shows the amount to be funded and the amount to be expended from the replacement fund over a given period of time.
Term
Reserve study
Definition
A budget planning tool that considers the current status of the replacement fund and determines a stable and equitable funding plan to offset the anticipated future major common area expenditures.
Term
Revenue
Definition
The collective items or amounts of income which, in the case of a community association, are appropriated for public expenses.
Term
Threshold funding
Definition
A baseline-funding concept that sets minimum reserve cash balance at a predetermined dollar amount.
Term
Zero-based budgeting
Definition
A budgeting method where all line items are set to zero and the amount of funds allotted to each must be justified.
Term
Acceleration
Definition
The collection of all assessments due through the end of the fiscal year.
Term
Bad debt write-off
Definition
Recording an uncollectible debt as an expense that the association must absorb. This usually requires a resolution of the board.
Term
Chapter 7 bankruptcy
Definition
Straight bankruptcy or liquidation that involves the prompt conversion of all the individual’s or corporation’s non-exempt property to cash, and payment of creditors to the extent possible.
Term
Chapter 11 bankruptcy
Definition
A corporate reorganization designed to allow for an orderly payment to creditors that enable a corporation to continue.
Term
Chapter 13 bankruptcy
Definition
A reorganization of personal or non-corporate debt that pays off all or nearly all of the debt over a specified period of time.
Term
Fair Debt Collection Practices Act
Definition
A law which requires that the person who owes a debt receive written notice.
Term
Foreclosure
Definition
A legal proceeding filed in court whereby a party with a claim against an owner can claim ownership of the unit involved in order to recover the money it is owed.
Term
Lien
Definition
A legal claim by one party on the property of another to obtain the payment of a debt or the satisfaction of an obligation.
Term
Personal money judgment
Definition
A decision by a judge to allow the community association to claim the owner’s personal property to settle a delinquent account.
Term
Accrual basis of accounting
Definition
Accounting method that records income when it is earned (or assessed to owners) and expenses when they are incurred or acquired.
Term
Assets
Definition
anything owned that has value.
Term
Audit
Definition
An examination of the accounting records and procedures of an organization by a CPA for the purpose of verifying the accuracy and completeness of financial records.
Term
Balance sheet
Definition
A summary of a community’s financial position at a specific point in time.
Term
Cash basis of accounting
Definition
Accounting method that records income when it is collected and expenses when they are paid.
Term
Certificate of deposit
Definition
A savings instrument which, when reinvested together with its accumulated interest, the ultimate yield will be higher than the stated rate of interest.
Term
Commercial reporting method
Definition
Reporting method that combines operating and reserve activities in the same column.
Term
Compilation
Definition
A presentation of financial statements by a CPA without the assurance that the information conforms to GAAP.
Term
Engagement letter
Definition
Describes the nature of the work to be done, type of report to be prepared, fee for services and time frame for the assignment.
Term
Federal Deposit Insurance Corporation (FDIC)
Definition
A government agency that guarantees investors’ deposits in member institutions.
Term
Fund reporting method
Definition
Consists of preparing separate columns for operating, reserve, and any special funds.
Term
Generally Accepted Accounting Principles (GAAP)
Definition
Guidelines whose purpose is to provide uniformity among reports from different organizations.
Term
Investments
Definition
The purchase of anything with money value for the purpose of generating additional money over time
Term
Investment yield
Definition
The return received on the investment.
Term
Liabilities
Definition
What is owed to others or collected in advance (e.g. owner assessments received prior to the billed month).
Term
Members’ equity
Definition
The difference between the community association’s assets and liabilities. Also called the fund balance under the fund method of reporting.
Term
Modified cash basis of accounting
Definition
Accounting method that records income and expenses on a cash basis with selected items recorded on an accrual basis.
Term
Representation letter
Definition
A letter from the CPA that states that the information the community association provides is true to the best of its knowledge.
Term
Statement of cash flows
Definition
A summary of the flow of funds into and out of the community association.
Term
Statement of income and expense
Definition
A report recording the community association’s financial transactions during a given period of time.
Term
Treasury bills
Definition
Short-term instruments that mature in 13, 26, or 52 week periods, issued in minimum denominations of $10,000. Promised earnings when purchased, face value at maturity.
Term
Treasury bonds
Definition
Savings instruments in denominations from $1,000 to $100,000 that mature in 10 years with interest paid every 6 months and face value paid at maturity
Term
Actual cash value (ACV)
Definition
The depreciated value of an item.
Term
Advertising injury
Definition
Damages resulting in “misappropriation of advertising ideas or style of doing business” or “infringement of copyright, slogan or title.”
Term
Agreed amount endorsement
Definition
A policy endorsement that provides for an agreed upon limit of property insurance.
Term
Coinsurance
Definition
A standard element in most property policies that obligates the insured to maintain a certain limit of property insurance based on a stated percentage.
Term
Common declarations
Definition
The "title page" of a policy which It typically includes such information as the name and address of the insured and the period of coverage.
Term
Common policy conditions
Definition
The basic provisions that apply to all insurance coverages in the package, such as when to file proof of a loss or what happens when a premium is not paid.
Term
Contingent liability
Definition
A property loss exposure coverage for building ordinance that covers the value of any undamaged portion of a building which may have to be replaced because of building laws.
Term
Contractual transfers
Definition
One of the four ways to control risk that involves entering into a contract that will, among other things, transfer the community association’s legal responsibility for any loss.
Term
Cross liability
Definition
A liability coverage which allows an owner to bring a claim against his or her community association.
Term
Directors and officers liability insurance
Definition
Insurance is designed to pay for damages arising from wrongful acts that do not lead to property damage, bodily injury, advertising injury, or personal injury.
Term
Direct writer system
Definition
A system of insurance comprised of employees of a single insurance company who only place the insurance of that company.
Term
Electronic data processing (EDP)
Definition
A type of property insurance which may be needed for computer equipment, networks, websites, security systems, protection from hackers, and similar information technology exposures.
Term
Endorsements
Definition
Items that expand, contract or clarify coverage.
Term
Exposure avoidance
Definition
Avoiding the circumstances that would expose the community association to certain type of loss.
Term
Extra demolition
Definition
A property loss exposure coverage for building ordinance that covers the value of demolishing any undamaged portion of a building.
Term
Fidelity insurance
Definition
A type of income insurance which protects against employee dishonesty which may lead to the theft of money, securities, or property.
Term
HO-4
Definition
A tenant’s insurance policy.
Term
HO-6
Definition
An insurance policy for a condominium or cooperative unit owner.
Term
Liability exposure to loss
Definition
One of the 4 types of loss exposure which involves a loss that arises when a person or entity threatens or actually brings a legal claim against the community association, its members or others whom it must indemnify by contract (such as a management company).
Term
Personal injury (PI)
Definition
One of the 4 types of loss exposure which involves an injury arising from libel, slander, false arrest, invasion of privacy, wrongful entry, or malicious prosecution.
Term
Personal property
Definition
One of the 2 types of property exposure which consists of inventory, furniture, fine arts, equipment, supplies, machinery, electronic data processing (EDP), and valuable papers and records.
Term
Real property
Definition
One of the 2 types of property exposure which includes buildings and land.
Term
Policy forms
Definition
Define the type of insurance coverage provided (ex: property, liability and boiler and machinery) and define how comprehensive each type of coverage is—what is included and what is excluded.
Term
Property exposure to loss
Definition
One of the 4 types of loss exposure which can be to tangible property (buildings and contents) or intangible property (information, proprietary Web site, etc.).
Term
Risk financing
Definition
The process of obtaining resources to pay for any financial consequences of accidental loss.
Term
Segregation of exposure
Definition
One of the 4 ways to control risk that involves the duplication or separation of property exposures to loss.
Term
Third-party insurance
Definition
Liability coverage purchased by an insured (the first party) from an insurer (the second party) for protection against claims of another (third party).
Term
Waiver of subrogation
Definition
When the insurer waives its right to require the association to transfer recovery rights to the insurer regarding unit owners.
Term
Emergency services maintenance
Definition
The ability to respond to unpredictable problems such as sewer backups, slope failures, roof leaks and frozen pipes.
Term
Facilities management
Definition
The process of operating, maintaining, repairing, and replacing common property—that is, the common elements or areas.
Term
Inspection report
Definition
A compilation of all the maintenance needs identified during an inspection. Also know as a "punch list"
Term
Maintenance contact sheet
Definition
A useful management control to record various maintenance services and information needed in case of an emergency.
Term
Maintenance record
Definition
Indicates when maintenance was done.
Term
Management control
Definition
Any means used to track, record, remind or command attention; usually these means are forms or documents.
Term
Preventive maintenance
Definition
Periodic maintenance to avoid disruptive breakdowns and to prolong the useful life of the physical asset in question.
Term
Requested or corrective maintenance
Definition
This is maintenance requested by an owner, a tenant, or the board—or identified during routine inspection of the property.
Term
Responsibility chart
Definition
A management control you can use to keep track of who is responsible for the maintenance of various property elements or areas.
Term
Scheduled replacement
Definition
Replacing physical assets as they wear out or break which addresses the useful life of the asset.
Term
Work order/response form
Definition
A form for assigning work to be done in any one of the five maintenance programs described earlier.
Term
Assignability provision
Definition
One of the 6 legally binding contract provisions that states that neither party may assign its obligations under the contract to any other person without the express written consent of the other party.
Term
Bid request
Definition
An announcement that an organization is interested in receiving proposals for a particular project.
Term
Bid specifications
Definition
Detailed instructions about the products or services requested through the bid request.
Term
Contract
Definition
An agreement between two or more parties—enforceable by law—by which each party promises to do, or not to do, something.
Term
Default
Definition
Failure of either party to fulfill the terms of the contract.
Term
Entire obligation provision
Definition
One of the 6 legally binding contract provisions that states that the written, signed contract constitutes the entire agreement between the parties.
Term
Governing law provision
Definition
One of the 6 legally binding contract provisions that states that the law of a particular state will be applied if there are any disputes about the contract after it is signed.
Term
Modification provision
Definition
One of the 6 legally binding contract provisions that states that the contract may not be modified in any way unless such modification is written and signed by both parties.
Term
Payment bond
Definition
Where a surety guarantees that the contractor’s suppliers and any subcontractors will be paid if the contractor does not pay them. Comes packaged with performance bond.
Term
Performance bond
Definition
This is a guarantee by a surety (a third party) to protect the community association if the contractor fails to perform or finish the work.
Term
Progress payments
Definition
Partial payments based on some demonstrable progress in completing the work involved.
Term
Prospective bidder’s questionnaire
Definition
A document that asks for certain types of information to determine if the bidder is technically and financially qualified to handle a job of this scope. Also known as qualification sheet.
Term
Severability provision
Definition
One of the 6 legally binding contract provisions that states that if a court finds that any clause of the contract is illegal or unenforceable, that clause shall be severed (separated) from the rest of the contract, so that the whole contract need not be invalidated.
Term
Waiver of lien
Definition
A document which gives up the right to make a claim against the community association for payments not received.
Term
Waiver provision
Definition
One of the 6 legally binding contract provisions that states that a waiver (permission) by one party of any breach of contract (failure to fulfill a provision) by the other party shall not act as a general waiver of future breaches.
Term
Warranty
Definition
A statement which covers what is covered, for how long, and what the contractor will do if the work or product proves defective.
Term
Employment at will
Definition
This is a statement to the effect that the community association retains the right to dismiss an employee without cause at any time.
Term
Federal Insurance Contributions Act (FICA)
Definition
This act requires employers and employees to make matching contributions to Social Security. The employer must withhold the employee’s share of the tax from his or her wages or salary.
Term
Fair Labor Standards Act (FLSA)
Definition
This act addresses minimum wage requirements, maximum hours of work and overtime pay.
Term
Job description
Definition
A specific description of the required duties of a position, skills and knowledge necessary to perform required duties, and reporting relationships of the position.
Term
Occupational Safety and Health Administration (OSHA)
Definition
The agency responsible for promulgating rules, setting health and safety standards, and overseeing enforcement, whether by direct federal effort or by relying on state enforcement programs.
Term
Performance evaluation
Definition
The process of reviewing a person’s work performance to determine the extent to which his/her established goals and standards have been met.
Term
Performance goals
Definition
Those regular and special tasks management expects an employee to perform during a certain time period.
Term
Performance planning
Definition
The process of establishing performance goals and standards for an employee.
Term
Performance standards
Definition
A description of the results management expects an employee to accomplish during a certain time period.
Term
Progressive discipline system
Definition
A procedure whereby performance problems are brought to the employee’s attention and the employee and employer take appropriate actions to correct them.
Term
What are the characteristics of a community association?
Definition
1. Mandatory Membership
2. Mutually binding contract
3. Lien based assessments
Term
What is the calculation for assessments?
T
Definition
Total annual assessments x % of interest / # payments per year
Term
Name the three accounting basis and describe how they record budget items.
Definition
1. Cash - Income when received, expenses when paid
2. Accrual - Income when earned, expenses when incurred
3. Modified cash - Select items on accrual. Most common records income when accrued and expenses when paid.
Term
What is the balance sheet calculation?
Definition
Assets = Liabilities + Member's Equity, or
Assets - Liabilities = Member's Equity
Term
Name and describe the types of reserve accounts
Definition
1. Baseline - sets balance near $0, relies on special assessments or loan funding.
2. Threshold - a type of baseline funding that relies on a set # or percentage (minimal funding)
3. Statutory - Amount set by state statute
4. Full funding - reflects 100% of the funding as recommended by reserve study
Term
Name the major components of a statement of revenue and expenses
Definition
1. Revenue
2. Expenses
3. Excess revenue over expense (income or loss)
Term
What are the opinion letter result options from an audit? (5)
Definition
1. Unqualified or "clean" - Items are in order
2. Qualified - statements are fairly preented with exceptions
3. Explanatory paragraphs
4. "Disclaims" or refuses opinion - due to insufficient evidence
5. Adverse or negative opinion
Term
What are the tax filing options for a community association?
Definition
1. Regular corporation - IRS form 1120
2. HOA - IRS form 1120H
Term
Name and describe the two types of budget reporting options. ( same column/separate)
Definition
1. Commercial - Operating and reserve accounts are in same column

2. Fund - Separate columns for operating, reserve and special funds
Term
Name and describe the four ways to control property exposure risk
Definition
1. Exposure avoidance - control variables such as alcohol in clubhouse
2. Loss prevention and reduction - through safety inspections and installations like fire sprinkler systems
3. Segregation of exposure - Duplication or separation of exposures to loss - such as data backups
4. Contractual transfer - Transfers community association's legal responsibility for loss (through contracts)
Term
Name the 6 sources of insurance requirements for community associations.
Definition
1. State statutes and regulations
2. Association governing documents
3. Local/state/federal laws
4. Secondary mortgage market, agency and lender requirements
5. Contractual obligations
6. Good business judgment
Term
Name the three forms identifying covered causes of loss
Definition
1. Special - most comprehensive, covers everything not included (claim denial is by insurance company)
2. Broad - Only insures specific perils (burden of coverage is on assn)
3. Basic - Least coverage (burden on association)
Term
Name the 5 most common property insurance coverages
Definition
1. Commercial Package Plan (CPP) - includes property and liability
2. Mechanical/equipment breakdown - for elevators, security system, etc.
3. Ordinance/Law - CPP endorsements to cover:
a) Contingent liability
b) Extra demolition
c) Increased cost of construction
4. Flood - Only available through NFIP
5. Electronic Data Processing (EDP)
Term
Name the 2 types of personnel insurance coverage
Definition
1. Workers Comp - Loss of services due to employment related injuries

2. Employers' Liability - Injured employee claims
Term
List the four types of income insurance coverage (BFAE)
Definition
1. Fidelity - covers employee dishonesty
2. Business Income - Covers rental/clubhouse inclome
3. Assessments receivable - Covers assessment income only after a covered loss (not delinquencies)
4. Extra expense - Covers cost of temporary office, etc., after loss
Term
List the four types of liability claims
(PBPA)
Definition
1. Property damage
2. Bodily injury
3. Personal injury
4. Advertising injury
Term
List the four types of liability coverage
Definition
1. Commercial general
2. Hired and non-owned auto liability
3. Commercial umbrella - extends amount of coverage
4. Directors and Officers - involves "claims made" coverage
Term
List the four types of exposure to loss
(PLIP)
Definition
1. Property - real or personal
2. Liability - 3rd party claim against association
3. Income - for loss of income or increased expense
4. Personnel - usually employee claims
Term
List the sources of legal obligations for a community association
Definition
1. Federal/state/local statutes, regulations and laws
2. Legal documents unique to community association
3. Lender requirements (FNMA/FHA)
4. Standards by professional bodies (GAAP
Term
Name the six types of legally binding contract provisions
(AMWeGS)
Definition
1. Assignability
2. Modification
3. Waiver
4. Governing Law
5. Severability
6. Entire Obligation
Term
What two financial reports required to meet minimum standards?
Definition
1. Statement of revenue and expense
2. Balance sheet
Term
What are the four types of letters used with accounting audit/review? (MORE)
Definition
1. Management
2. Opinion
3. Representation
4. Engagement
Term
What are the three types of accounting examination?
Definition
1. Audit - most thorough & costly
2. Review - Less thorough
3. Compilation - no assurance that it conforms to GAAP
Term
What are the five types of maintenance?(PERRR)
Definition
1. Routine
2. Preventive
3. Emergency Services
4. Requested/Corrective
5. Reserve replacement
Term
List four designations for the insurance industry
Definition
1. CPCU - Chartered Property Casualty Underwriter
2. ARM - Associate in Risk Management
3. CIC - Certified Insurance Counselor
4. CIRMS - Community Insurance & Risk Management Specialist
Term
What are the five components of an insurance policy? (DPFEG)
Definition
1. Declarations - who/what/how long
2. Policy Conditions - common language RE: filing claims, premium defaults, etc
3. Forms - Notes type of insurance
4. Endorsements - add or subtract items covered & causes
5. Glossary
Term
What are the four types of resolutions?
(GAPS)
Definition
1. General - Routine events
2. Administrative - Internal operations
3. Policy - Owner's rights & responsibilities
4. Specific - apply to individual situation
Term
What is the format for a resolution? (PASS)
Definition
1. Purpose
2. Authority
3. Scope and intent
4. Specifications
Term
What is the primary purpose of a community association? 3 Aspects
Definition
To provide for the governance, business and communal aspects of the association.
Term
What are the most important sources of a community's authority to make and enforce rules? *2 sources
Definition
1. State statutes & court decisions
2. Governing documents
Term
Name the Criteria for valid rules *5
Definition
1. Must not violate constitutional rights
2. Must be consistent with laws, statutes & governing docs
3. Must relate to purpose of community
4. Must be reasonable and fair
5. Must be capable of uniform enforcement
6. Must be necessary
Term
What are the 6 steps in a due process procedure for rule violations?
Definition
1. Courtesy call or letter to resolve.
2. Issue "cease & desist" letter
3. Issue hearing notice
4. Hold hearing
5. Issue decision
6. Allow for an appeal
Term
List the internal resources for rule enforcement. *5
Definition
1. Suspend voting rights
2. Suspend use of amenities
3. Fines
4. Eviction
5. Self help corrections
Term
List the external resources for rule enforcement *6
Definition
1. Health department
2. Zoning department
3. Police
4. Fire department
5. Building/planning department
6. Animal control
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