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HEALTH P/P 420
Exam II
49
Health Care
Undergraduate 1
12/06/2012

Additional Health Care Flashcards

 


 

Cards

Term

 

Access to care

 

 

 

 

Definition
Ability to find coverage that is appropriate and individually affordable
Term

Accreditation

 

 

 

Definition
Based on survey (inspection or review).  JCAHO is the largest accreditating body.  Hospitals must have accreditation in order to receive reimbursement from most insurers
Term

Balanced budget act of 1997

 

 

Definition

A summary of the Balanced Budget Act of 1997 by the Congressional Budget Office reported that the law projected $112 billion in savings from slowing projected spending increases in Medicare. In addition, the act called for $7 billion in savings from changes to Medicaid, a federal health care program for the poor; $15 billion in savings from other cuts in government spending; and $26 billion in new revenues.

The Balanced Budget Act of 1997 | eHow.com http://www.ehow.com/info_8040528_balanced-budget-act-1997.html#ixzz2EktshAZ9

Term

Capitation

 

Definition
fixed amount paid to the provider per member
Term

 

CMS

 

 

Definition

Center for Medicare and Medicaid

The department responsible for the administration of these programs, however, ultimare power for Medicaid is given to the individual states

Term

Certification

 

 

Definition
A process that is generally individual, based on testing to demonstrate competency at a higher level
Term

CHAMPUS

 

 

Definition
Civilian Health and Medical Program of the Uniformed Services - A federally funded program that provides members with medical care
Term

Concurrent review

 

 

Definition
Monitoring inpatient care while the patient is still recieving it - decisions are made by using best practice criteria
Term

Copayment

 

 

Definition
Fixed amount paid at the time of service
Term

Deductible

 

 

Definition
Amount you are responsible for - when the deductible is paid fully by the member, insurance pays
Term

DRG

 

 

Definition
Diagnostic Related Grouping - similar diagnosis that pay a single fee - for example, if a patient is in the hospital for surgery, all similar surgeries will pay the same amount
Term

Fee for service

 

 

Definition
Being paid for the actual services rendered, not a fixed reimbursement rate
Term

ERISA

 

 

Definition

'Employee Retirement Income Security Act - ERISA'

The Employee Retirement Income Security Act of 1974 (ERISA) protects the retirement assets of Americans by implementing rules that qualified plans must follow to ensure that plan fiduciaries do not misuse plan assets.

 http://www.investopedia.com/terms/e/erisa.asp#ixzz2ElFoV7Yg

Term

Employer sponsored health insurance

 

 

Definition
Insurance that one gets through their employer - employer generally pays a portion or all of the insurance
Term

Federal poverty level

 

 

Definition
$23,050 for a family of 4.  Defined as a lack of the usual or socially acceptable amount of money or material possessions
Term

Flat fee

 

 

Definition
A rate paid for services that is a single amount, i.e. all dermatology visits are paid at $125/visit, or all appendectomies are paid the same regardless of the amount of time spent in the OR
Term

Gatekeeper

 

 

Definition
Usually the Primary Care Physician (PCP) through whom the patient's care flows - gatekeeper determines who the patient will see for certain other problems, i.e. dermatology, psychiatry
Term

HMO

 

 

Definition

Health Maintenance Organization

Generally has a small pool of physicians who are paid at a per member/month rate - patient may only see specialists by referral from their PCP

Term

HIPAA

 

 

Definition
Health insurance portability and accountability act - among other things, protects patient privacy
Term

Managed care

 

 

Definition
The process of monitoring care rendered for appropriateness of setting, utilization of services, and quality of care
Term

Managed care organization

 

 

Definition
Companies (can be an insurance company) that provide oversight of care
Term

Medicaid

 

 

Definition
Federal regulations are the minimum benefts allowed - states may add to the benefit and Medicaid is the responsibility of the state
Term

Medicare

 

 

Definition
Federally funded and managed health care for the elderly and some conditions such as End Stage Renal Disease
Term

PPS

 

 

Definition
Prospective Payment System -  providers are paid a predetermined sum for care given
Term

PPO

 

 

Definition
Preferred Provider Organization - contracted providers  whom enrollees can choose from - if the member does not chose one of the PPO physicians, they are said to be going "out of network" and will pay a higher fee for their care
Term

Out of pocket

 

 

Definition

The maximum amount you have to pay for care:

For instance - first you are responsible for deductible

Second you probably have to pay a copay

Once you have reached a certain dollar amount (which includes the deductible and copay) you may reach the out of pocket maximum, which then qualifies you to not have to pay anymore for that year. 

Term

P4P

 

 

Definition
Pay for performance - pay based on outcomes
Term

Precertification

 

 

Definition
the act of reviewing the necessity of care before it is rendered
Term

Preexisting condition

 

 

Definition
A condition the member had before they begin a new insurance - may prevent care related to that illness from being paid for a given period. 
Term

Premium

 

 

Definition
monthly, quarterly, etc. paid to the insurance company in order to have insurance
Term

Prior authorization

 

 

Definition
same as preauthorization
Term

Private health insurance

 

 

Definition
Not a state or federally administered insurance program
Term

Quality of care

 

 

Definition
measured by observation and data analysis - the appropriatenss of the care being given. 
Term

Regulation

 

 

Definition
guidelines for licensure
Term

Licensing

 

 

Definition
required for reimbursement - facilities are licensed by a number of licensing agencies - most notably Medicare - accomplished via a provider inspection
Term

RBRVS

 

 

Definition
Resource based relative value scale - a reimbursement methodology based on the relative value and the time/resources required to care for a patient
Term

Retrospective review

 

 

Definition
review of care after the care is given - chart review
Term

Risk pooling

 

 

Definition
special programs created by state legislatures to provide a safety net for the "medically uninsurable" population
Term

Stark law

 

 

Definition
Law which prevents proprietary interest in any referrals
Term

SCHIP

 

 

Definition
State Children's Health Insurance Plan    program administered by the department of health and human services that provides matching funds to states for provide care to families with children.  The program was designed to cover uninsured children in families with incomes that are modest but too high to qualify for medicaid 
Term

Supplemental insurance

 

 

Definition
Insurance that is "extra" but generally covers those things not covered by traditional insurance
Term

Surgeon general

 

 

Definition

Regina Benjamin, MD

Protect and advance the health of the Nation through educating the public, advocating for effective disease prevention and health promotion programs and activities, and, providing a highly recognized symbol of national commitment to protecting and improving the public's health,

Term

Secretary of health and human services

 

 

Definition

Kathleen Sebelius

The duties of the secretary revolve around human conditions and concerns in the US. This includes advising the President on matters of health, welfare and income security programs. It strives to administer the department of Health and Human Services to carry out approved programs and make the public aware of the objectives of the department.

Term

TANF

 

 

Definition

Temporary Assistance for Needy Families

Temporary insurance provided for those with limited resources. 

Term

TPA

 

 

Definition

Independent Practice Association, or IPA, is an organization comprised of physicians who maintain their independent practices and also join together as an association.

 

Definition of IPA Managed Health Care Insurance | eHow.com http://www.ehow.com/about_6631430_definition-managed-health-care-insurance.html#ixzz2ElQeYJi4

Term

TRICARE

 

 

Definition
health care program of theUS department of Defense Military Insurance Systems Tricare provides civilian health benefits for military personell,  military retirees and their dependents
Term

Uninsured

 

 

Definition
Those without insurance due to finances or personal choice
Term

Universal access

 

 

Definition
Everyone is entitled to healthcare - similar to the Obama plan (the affordable health act) - Canada and England as well as other countries provide universal access
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