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| Not making shopping lists, spending plans, doing comparison shopping, etc. |
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Definition
| Not securing personal information and property. |
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| Not reading labels, fine print, contracts, sales offers, etc. |
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| Not asking questions, discussing purchases, saying “no” when needed. |
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Definition
| A plot designed to trick someone; a deception. |
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| To tell an untruth/the habit or practice of telling untruths. |
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| Hiding information; hiding the truth. |
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| A scam that usually involves a “get rich quick” chain letter, sending money to others in order to, supposedly, receive money in the mail yourself. |
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| A letter asking one to send several letters with money in order to, supposedly, receive money in the mail yourself. |
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| High-pressure sales approach |
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| Using extreme tactics to persuade a consumer to buy. |
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| Offers that withhold certain details, expecting one to pay up front to get them. |
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| States that one has won a valuable prize, but must pay a fee to claim it. |
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Definition
| Prizes awarded by chance after purchase of a ticket; very small chance of winning. |
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| Earn-money-at-home offers |
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Definition
| Offers that hinge on a consumer first purchasing something. |
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| A stipulation or prerequisite. |
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| A scam artist my notify you that you have the winning bid, ask for money, but never ship the item purchased. |
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Definition
| Stealing one’s personal information to commit theft or fraud. |
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| Means of communicating---e.g., word of mouth, telephone, texting, emails, etc. |
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Term
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Definition
| FTC; a government agency to assist consumers who’ve been victims of fraud. |
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Term
| National Consumers League |
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Definition
| Has a website where incidents of consumer fraud may be reported. |
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| A local consumer protection agency. |
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Definition
| This state office assists consumers who have been victimized by fraud. |
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