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MO Property & Casualty--Chap 12 Personal Auto Policy
MO Property & Casualty Insurance--Personal Auto Policy
11
Insurance
Not Applicable
12/03/2011

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Cards

Term
Private Passenger Auto
Definition
Shall be deemed to be owned by a person of the auto is leased under contract for a continuous period of at least 6 months.
Term
Newly Acquired Auto
Definition
Any of the following types of vehicles for which the insured becomes the owner during the policy period:
1) A private passenger auto.
2) A pickup or van, for which no other insurance policy provides coverage (>10Klbs and is not used for delivery or transportation of goods materials, unless such use is incidental to the insured's business of installing, maintaining, or repairing furnishings or equipment, or for farming or ranching.
Term
Part B
Definition
Medical Payments
Term
Part C
Definition
Uninsured Motorists Coverage
Term
Part D
Definition
Coverage for Damage to Your Auto
Term
Other Than Collision (OTC, Comprehensive)
Definition
Any other cause of loss which is not defined as a collision and which is not otherwise excluded in the policy.
Term
Payment of Loss
Definition
The insurer may pay for loss in money, including applicable sales tax, or repair or replace the damaged or stolen property.
Term
Part E
Definition
Duties After an Accident or Loss
Term
Part F
Definition
General Provisions
Term
Named Nonowner Coverage for a Named Individual Endorsement
Definition
This endorsement covers individuals who do not own an auto, but who need insurance to cover borrowed or rented auto, or to prove financial responsibility.
Term
Mexico Coverage Endorsement
Definition
This endorsement extends the policy's coverage to act as excess over liability insurance issued by a licensed Mexican insurance company, provided the insured is within 25 miles of the border on a trip of 10 days or less in duration.
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