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| Compensation for losses and suffering |
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Term
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| Sum to punish the defendant for wrongdoing |
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| Federal Fair Housing Act is AKA: |
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| Title VIII of the Civil Rights Act of 1968 |
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| 7 protected classes under Federal Fair Housing Act: |
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Definition
1. Race
2. Color
3. Religion
4. Sex
5. National Origin
6. Handicap
7. Familial Status |
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Regarding Federal Fair Housing Act, law doesn't apply to rental of a unit or room in a dwelling with up to 4 units, provided that:
- owner occupied
- no real estate broker or agent employed
- no discriminatory advertising |
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| Exemptions to Federal Fair Housing Act (4): |
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1. Sale or rental of single-family home, provided that
- owner doesn't own more than 3 such homes
- No real estate broker or agent is employed
- No discriminatory advertising used
2. Mrs. Murphy exemption
3. In noncommercial transactions, religious org. or affiliation may give preference to own members, if membership not based on race, color, national origin
4. Private clubs may limit to own members if lodgings not open to public and not commercial |
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| Channeling prospective buyers or tenants toward or away from specific neighborhoods based on their race, etc. in order to maintain or change character of those neighborhoods |
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Refusal to make a loan because of the racial or ethnical composition of the neighborhood in which the security property is located
banking/lending issue |
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Enforcement of Federal Fair Housing Act:
(penalties) |
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Definition
Max. penalty from $16,000 for 1st offense up to $65,000 for a 3rd or subsequent offense.
If litigated by attorney general, court can impose civil penalty ranging from max. of $55,000 for 1st offense up to max. of $110,000 for 3rd or subsequent offense.
Fed court can impose punitive damages but administrative law judge cannot |
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Equal Credit Opportunity Act
applies to all consumer credit transactions |
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| Home Mortgage Disclosure Act |
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provides way to evaluate whether lenders are serving housing needs of their communities and enforces redlining laws
large institutional lenders must file annual reports on residential mortgage loans |
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Americans with Disabilities Act
1992
Ensures people with disabilities have equal access to public facilities |
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| Washington State prohibits discrimination against (12): |
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Definition
All 7 at federal level:
1. Race 2. Religion 3. Familial Status 4. National Origin 5. Color 6. Sex 7. Hanicap
Plus 5 more:
8. Creed
9. Sexual Orientation
10. Sensory, Physical or Mental disability
11. Use of Trained guide/service dog
12. Honorably discharged veteran or military status |
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| Under Washington State Law, if a real estate licensee discriminates in sales or hiring activities what are the possible reprecussions (4) |
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Definition
- license could be suspended or revoked
- could face fines up to $5,000 for each offense
- could have to complete an education course in civil rights laws and nondiscriminatory real estate practices.
- violations of license law also punishable as gross misdemeanor |
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Term
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| Refers to those who have children (kids under 18) living with them. Also, includes anyone 'preggers' or in process of securing custody of a child |
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